PFCU VISA® Platinum Rewards Credit Card

Introductory Special: 2.99% APR* for the First 6 Billing Cycles for Balance Transfers.

After the intro special, as low as 9.90% APR*

Rid yourself of high rates and fees by transferring your balances to a PFCU VISA® Platinum Rewards Card

  • NO balance transfer fee, NO annual fee, NO cash advance fee

  • 1% international transaction fee

  • 24/7 access via PFCU Online Banking & Mobile App

  • 24/7 access via (800) 609-0664

  • Up to $20,000 credit limit

  • Earn reward points to redeem for cash back, travel, and merchandise!

Learn more in the VISA® Credit Card Agreement and Application and Solicitation Disclosure before you apply.

PFCU Membership is required. Apply for PFCU membership and we’ll help you apply for the card 1:1.

*APR = Annual Percentage Rate. Credit approval depends on applicant creditworthiness and other qualifications.

Balance Transfer Option

If you’re a current PFCU Visa(R) Platinum Rewards cardholder and you’d like to make a balance transfer, it’s easy:

  1. Print, complete, and sign a VISA® Credit Card Balance Transfer Request.

  2. Email the completed form to PFCU’s Loan Department at lending@princetonfcu.org, or stop by our friendly branch and drop it off.

  3. We’ll contact you to complete the transaction.

Call us at (609) 945-6200 Option 3 if you have any questions.

Secured VISA® Credit Card

Are you looking to establish your credit history or to improve it due to problems in the past?  We see this often, and we can help. PFCU offers a Secured Visa(R) Credit Card. We will help you set up a savings account and then “pledge” it to the credit limit on a new secured credit card. Using that card could help improve your credit score.

If this sounds a little confusing, don’t worry! Call us at (609) 945-6200 Option 3 and ask to speak about a secured credit card.  A friendly member of our team will explain it all and answer any questions you have.

Read more in the VISA® Credit Card Agreement and Application and Solicitation Disclosure before you apply.

Complete the application along with a VISA® Credit Card Pledge of Shares Agreement.. Attach your most recent pay stubs to the online application.