Holiday Loan
Help cover all your seasonal spending needs with a holiday loan from Princeton Federal Credit Union. Our holiday loans hit all the right notes to help your season sing!
Low Fixed Rate of 8%*
Flexible Terms
Affordable Payments
No Application Fee
This is one of our favorite programs in that it helps our members avoid credit card debt in what can be the most financially stressful times of year. Applying is fast and easy.
Speak to a friendly lending representative by calling 609-945-6200 Option 3, or APPLY HERE.
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*Borrow a minimum of $500 and a maximum of $2,000 for a 12 Month Term. 8.00 fixed Annual Percentage Rate valid as of 10/01/2024 but is subject to change. Example: 12 Monthly payments of $86.99 per $1,000 borrowed at a fixed rate of 8.00% Annual Percentage Rate. All loan decisions are based on applicant credit worthiness. Must be a PFCU member in good standing and meet all lending requirements (if you aren't a member yet, we'll help you become one to qualify). Some restrictions may apply. Subject to change without notice. Offer valid October 1, 2024 - January 31, 2025. Please contact Princeton Federal Credit Union for full details. Federally Insured by NCUA. Equal Housing Lender.
Personal Loan
A personal loan is established for a predetermined period with a specific loan payment. This loan is a convenient and unsecured loan option if you need extra cash for just about anything such as a vacation, consolidation of debt, wedding, college tuition, or medical expenses. It includes the following features:
Minimum loan amount $500
Maximum loan amount $30,000
Fixed interest rate
Fixed biweekly or monthly payment
Financing available up to 60 months
No penalty for early payoff
Personal Line of Credit
A personal line of credit is a convenient and revolving loan option offering the flexibility of establishing a credit limit and advancing funds on the line in the event of need or if you have an unexpected emergency.
Minimum credit limit - $500
Maximum credit limit - $30,000
Fixed interest rate
Variable monthly payment (3% of the balance)
No penalty for early payoff
Access funds via internet banking
Overdraft Transfer Service available from a personal line of credit for a checking account
Personal Loan Rates
Last Updated: August 1, 2024
**Add .50% APR if payment is not auto-deducted from the checking account with full direct deposit into the checking account with PFCU.
| Min. Amount to Borrow | Max. Amount to Borrow | APR* as low as | Max. Term (months) | Payment per $1,000 |
|---|---|---|---|---|
| $500.00 | $60,000.00 | 9.75%** | 12 | $87.80 |
| $1,000.00 | $60,000.00 | 9.75%** | 24 | $46.03 |
| $3,000.00 | $60,000.00 | 9.75%** | 36 | $32.15 |
| $5,000.00 | $60,000.00 | 9.75%** | 48 | $25.24 |
| $7,000.00 | $60,000.00 | 9.75%** | 60 | $21.12 |
Personal Line of Credit Rates
Last Updated: August 1, 2024
| Min. Amount to Borrow | Max. Amount to Borrow | APR* as low as | Max. Term (months) | Payment per $1,000 |
|---|---|---|---|---|
| $500.00 | $60,000.00 | 9.75%** | revolving | 3% of balance |