NCUA
As a member of Princeton Federal Credit Union, your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government. National Credit Union Administration, a U.S Government Agency.
Fraud Prevention
Fraud is on the rise! Here are some red flags and best practices to prevent fraud from PFCU:
Red Flags
Someone asking for your PIN, online banking username, password, or verification code
Fraud alert emails containing links or attachments
A call about fraudulent activity on your account from a live agent
Messages saying "YOU WON" or "You have been chosen!"
Someone asking you to pay for something by purchasing VISA Gift Cards or similar
Best Practices
Avoid storing passwords on an electronic device
Create complex and unique passwords for each purpose and use special characters
Report lost/stolen cards appropriately
Be wary of anything that is "Too good to be true"
Additional Resources
Keep Your Privacy and Identity Secure
The Federal Trade Commission (FTC), the nation’s consumer protection agency provides valuable information about keeping your privacy and identity secure.
Check Your Credit Report
Fight identity theft by reviewing your credit report annually. Under federal law, U.S. consumers may obtain one (1) free credit report every year from each of the three (3) credit bureau agencies: TransUnion, Equifax, and Experian.
Annual Credit Report is a central site which allows you to request a free credit report, once every 12 months from each of the credit bureau agencies.
It is strongly recommended for consumers to obtain their credit report each year and review it for accuracy. Reviewing your credit report regularly helps you to be informed about your credit, identify any errors about your identity and to detect possible identity fraud or theft.
Additional Reading Material
Email Scams
TAKING CHARGE - What to do if your identity is stolen
Safeguard Your Email