Auto Loan Special
Our Auto Loan Special Gives You Options
Drive down your auto refi rate and lower your monthly payment* OR enjoy NO PAYMENTS for up to 2 months**
ACT NOW on the option that works best for YOU! And if you’re not sure which one to choose, our friendly lending team will help you understand your options.
Call (609) 945-6200 Option 3 to learn more, or apply for the auto loan special for free.
Please note that this offer is not applicable for current Princeton Federal Credit Union Auto Loans. Minimum loan amount is $5,000. Financed vehicles must be 2014 model year or newer.
Disclosures
*APR=Annual Percentage Rate. Loan decisions are based on applicant creditworthiness. Must be a PFCU member in good standing and meet all lending requirements. Auto loan rates effective as of September 5, 2024 and are subject to change. PFCU reserves the right to terminate this promotion at any time without notice. Limited time offer. Includes refinance of 2014 and newer model year vehicles. Minimum loan amount of $5,000 with a floor rate of 5.99% APR (payment per $1,000 borrowed for 60 months is $19.33). Existing loans at PFCU are not eligible.
**Savings of $1,148.40 is based on a $20,000 loan for 60 months at 8.99% APR (payment per $1,000 is $20.75) that is refinanced with PFCU at $20,000 for 60 months at 6.99% APR (payment per $1,000 is $19.80). APR, terms and/or loan to value of vehicle vary based on model year of vehicle and applicant creditworthiness. Please contact the credit union for complete details. Cannot be combined with any other promotions. This credit union is federally insured by the National Credit Union Administration. Equal Housing Lender.
New Auto Loans
As low As 5.99% APR*
We offer financing as follows:
2021 model year or newer
Up to 140% of the vehicle cost (including taxes, tags and/or extended warranty purchased)
Up to an 84-month term
Get Pre-Approved Today
Give yourself that cash-in-hand negotiating advantage at the car dealership. Loan applications may be submitted for a loan pre-approval before you make a vehicle selection.
Stop by our friendly branch or apply for an auto loan
Apply by phone by dialing (609) 945-6200 Option 3.
Used Auto Loans
As Low As 6.24% APR*
We offer financing as follows:
2014 or newer
Minimum loan amount of $1,000
Up to an 84-Month term
Additional Details
Your auto loan may include:
No penalty for an early payoff
Automatic loan payment option via direct deposit or payroll deduction
New Auto Loan Rates
Applicable to New Motorcycles and Recreational Vehicles
Last Updated: November 1, 2024
**Add .50% APR if payment is not auto-deducted from the checking account with full direct deposit into the checking account with PFCU.
Not a member of PFCU yet? You are welcome to get started by applying for a loan.
Note: PFCU membership in good standing is required for all PFCU loans, and becoming a member is fast and easy.
| Type | Min. Amount to Borrow | Max. Amount to Borrow | APR* as low as | Max. Term (months) | Payment per $1,000 |
|---|---|---|---|---|---|
| 2023 - 2024 (new) | $1,000.00 | $100,000.00 | 5.99%** | 60 | $19.33 |
| 2023 - 2024 (new) | $1,000.00 | $100,000.00 | 6.49%** | 72 | $16.81 |
| 2023 - 2024 (new) | $1,000.00 | $100,000.00 | 6.74%** | 84 | $14.97 |
Used Auto Loan Rates
Applicable to Used Motorcycles and Recreational Vehicles
Last Updated: November 1, 2024
**Add .50% APR if payment is not auto-deducted from the checking account with full direct deposit into the checking account with PFCU.
Stop by our branch or a used auto loan application!
Apply by phone by dialing (609) 945-6200 Option 3
Not a member of PFCU yet? You are welcome get started by applying for a loan
Note: PFCU membership in good standing is required for all PFCU loans, and becoming a member is fast and easy.
| Type | Min. Amount to Borrow | Max. Amount to Borrow | APR* as low as | Max. Term (months) | Payment per $1,000 |
|---|---|---|---|---|---|
| 2021 or newer | $1,000.00 | $100,000.00 | 6.24%** | 60 | $19.44 |
| 2021 or newer | $15,000.00 | $100,000.00 | 6.74%** | 72 | $16.92 |
| 2021 or newer | $20,000.00 | $100,000.00 | 6.99%** | 84 | $15.09 |
| 2014 to 2020 | $1,000.00 | $100,000.00 | 7.24%** | 60 | $19.91 |
| 2014 to 2020 | $1,000.00 | $100,000.00 | 7.49%** | 72 | $17.29 |